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Protect My Car Review

Our review of Protect My Car, the extended auto warranty provider.

Last Updated: January 2025

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Our Summary

Protect My Car (PMC) delivers full-service auto protection for its customers. In addition to offering warranty coverage with affordable pricing, PMC includes roadside assistance, tire rotation, oil changes, and a loyalty membership program with most coverage plans.

PMC offers two main categories of warranty coverage, based on vehicle mileage: newer vehicles (>124,999 miles) and older vehicles (<125,000 miles). Each category includes three separate plans, allowing customers to choose the warranty that best suits their budget. In addition to roadside assistance and other essential benefits, long-time PMC customers earn loyalty points to spend on food, travel, and shopping.

Protect My Car (PMC) delivers full-service auto protection for its customers. In addition to offering warranty coverage with affordable pricing, PMC includes roadside assistance, tire rotation, oil changes, and a loyalty membership program with most coverage plans.

PMC offers two main categories of warranty coverage, based on vehicle mileage: newer vehicles (>124,999 miles) and older vehicles (<125,000 miles). Each category includes three separate plans, allowing customers to choose the warranty that best suits their budget. In addition to roadside assistance and other essential benefits, long-time PMC customers earn loyalty points to spend on food, travel, and shopping.

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Unique Benefits


PMC offers long-time customers access to PMC Rewards, a points-based, completely free rewards program. Customers can use accrued points to save on dinner at a popular restaurant, popular items at your local shopping center, discounts on travel essentials, and even auto maintenance perks.



PMC customers can easily log in to the PMC Rewards website to check for daily savings, offers, and other bonuses.

Coverage Plans and Pricing

Most PMC warranties include 24/7 roadside assistance, oil changes, and roadside assistance.

Selective Plans (less than 124,999 miles)

    • Driveline - Affordable monthly premiums with a $200 deductible. Available for vehicles with up to 124,999 miles.
    • Select - Average monthly premiums with a $100 deductible. Available for vehicles with up to 89,999 miles.
    • Supreme - Higher monthly premiums with a $100 deductible. Available for vehicles with up to 49,999 miles.

Comprehensive Plans (more than 125,000 miles)

    • Pro - Lowest monthly premiums for older vehicles, with a 50% deductible. This plan does not include 24/7 roadside assistance.
    • Elite - Average monthly premiums, with a 50% deductible.
    • Platinum - Highest monthly premiums for older vehicles, with a 25% deductible.

To compare prices, click here for a free quote.

Coverage Details and Limitations

Every extended auto warranty plan includes limitations. To best understand the exclusions on protection for your vehicle, request a free PMC quote.

Contractors and Service

Contractors:

PMC warranties are accepted by all licensed auto repair shops across the United States, meaning customers have nearly complete freedom when finding help.


Service:

To provide consistently reliable customer service, all claims and service requests are handled by PMC staff. Your requests are never sent off and handled by a third party.

Making a Service Request

Claims and service requests are handled entirely by PMC staff. When taking your vehicle in to a licensed mechanic, simply contact PMC customer service before agreeing to mechanical service to file your claim.

The Bottom Line

Protect My Car offers necessary auto warranty protection, with the added bonus of ongoing perks and loyalty benefits. Customers can choose from six warranty plans, custom-fit for their budget and protection needs. Most plans include perks you’d have to pay for from a different company: 24/7 roadside assistance, oil changes, and tire rotations. Finally, long-term customers can earn shopping, traveling, and dining rewards just for being customers.

For essential protection and generous benefits, consider protecting your car with PMC. Get a free quote today!