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CARCHEX Review

Our review of CARCHEX, the vehicle protection experts.

Last Updated: January 2025

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Our Summary

When it comes to protecting your vehicle, CARCHEX is the first and last place you need to search. CARCHEX vehicle protection coverage offers the best coverage plans from recognized providers, meaning customers have a variety of coverage options to fit any price point.

Every CARCHEX coverage option comes with CARCHEX Care™ benefits, including 24/7 roadside assistance, towing, and more. CARCHEX offers five extended Vehicle Protection Plan tiers, each including several coverage options from a diverse set of providers.

When it comes to protecting your vehicle, CARCHEX is the first and last place you need to search. CARCHEX vehicle protection coverage offers the best coverage plans from recognized providers, meaning customers have a variety of coverage options to fit any price point.

Every CARCHEX coverage option comes with CARCHEX Care™ benefits, including 24/7 roadside assistance, towing, and more. CARCHEX offers five extended Vehicle Protection Plan tiers, each including several coverage options from a diverse set of providers.

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Coverage Plans & Pricing


CARCHEX offers five tiers of Vehicle Protection Plans, each of which contains multiple coverage options from a variety of providers. Customers can customize their chosen extended Vehicle Protection Plans coverage with optional add-ons.



Every CARCHEX coverage option includes CARCHEX Care benefits, such as:

    • 24/7 Roadside Assitance
    • Towing
    • Rental Cars
    • Gas Delivery
    • Trip Interruption Service


For more extensive coverage details, see a sample contract for your preferred coverage plan on the CARCHEX website.


Let’s breakdown each of the five CARCHEX coverage tiers, below:


Bronze Coverage:


Bronze Coverage plans protect the most essential components of your vehicle, such as your engine and transmission. To cover your car’s basics, consider Bronze Coverage.


Silver Coverage:


Silver Coverage plans take Bronze Coverage a step further, protecting more than just your powertrain. To protect the major systems of your vehicle, Silver Coverage is your go-to option.


Gold Coverage:


Best for vehicles with over 60,000 miles, Gold Coverage offers comprehensive coverage without breaking the bank. To protect as much as you can on a budget, go with Gold Coverage.


Platinum Coverage:


Platinum Coverage protects hundreds of your vehicle’s components. To have your vehicle almost entirely covered, you have to go with Platinum Coverage.


Titanium Coverage:


Titanium Coverage represents some of the most complete coverage options available on the market. For in-and-out protection that rivals your factory warranty, choose Titanium Coverage.


Pricing will vary from customer to customer. To get a ballpark understanding of what you might have to pay, get a free quote.

Coverage Details and Limitations

Every vehicle protection plan contract will include limitations on your car coverage. Before signing a coverage contract, ensure you understand how your contract’s limitations will affect your vehicle coverage.

Most vehicle protection companies require customers to outwait an “activation” period before their coverage kicks in. Usually, this activation period starts immediately after the vehicle protection contract is signed and ends after a minimum amount of time has passed. In some instances, this activation period may require you to drive your vehicle a set number of miles before activation occurs.

Before signing a vehicle protection contract, ensure you read it over carefully and understand the limitations.

Contractors

CARCHEX protection plans can be used at any licensed repair shop across the country. When taking your vehicle in for repairs, feel free to go to your favorite independent shop, national chain, or dealership.

Making a Service Request

Customers can call to file a claim 24/7. In the event of a roadside breakdown, CARCHEX recommends you contact a service representative immediately. If you are simply taking your vehicle in for maintenance, the shop will file your claim before doing any work on your vehicle.


When getting a repair or replacement at an auto shop, CARCHEX providers pay out the repair shop directly—you never have to pay upfront and wait for a reimbursement.

How to Sign Up

When signing up for your CARCHEX warranty, use our link to get to the CARCHEX website. Using our link makes you automatically eligible for unique deals and promotions which aren’t available to other customers.

From the CARCHEX site, simply click the option to get your free quote, and you’re on your way.

The Bottom Line

Thanks to its five coverage tiers, long list of providers, and included benefits, any customer can find the custom-fit coverage they need with CARCHEX.

If you’re in the market for a vehicle protection plan, CARCHEX will an option just for you.